JOB ADVERT FOR AKAGERA SACCO KAYONZA

Akagera Sacco Kayonza (ASK) is a District Savings and Credit Cooperative (D-SACCO) established following the consolidation of Tuelve Umurenge Sacco’s operating within Kayonza District, in accordance with the Government of Rwanda SACCO consolidation framework. ASK is duly registered under RCA Certificate No. N° RGDG013385 and licensed by the National Bank of Rwanda (BNR).

In accordance with Law N° 072/2021 of 05/11/2021 governing Deposit-Taking Microfinance Institutions, ASK is authorized to carry out microfinance activities in the Republic of Rwanda.

To achieve its mission and strengthen institutional efficiency, ASK is looking for a qualified, competent, committed, proactive, and self-motivated individual to fill the following positions:

SENIOR RISK AND COMPLIANCE OFFICER 

To strengthen institutional governance, internal control systems, compliance, and risk management, ASK wishes to recruit a competent, committed, professional, experienced, and self-motivated Senior Risk and Compliance Officer to join the institution.

Reporting Line

The Senior Risk and Compliance Officer shall work under the supervision and guidance of the Head of Risk and Compliance, 

Key Duties and Responsibilities

Under the supervision and guidance of the Head of Risk and Compliance, the Senior Risk and Compliance Officer shall perform the following duties and responsibilities:

• Work diligently on assigned tasks and deliver results within the required timelines; 
• Comply with instructions issued by the employer or authorized representatives; 
• Ensure compliance with applicable laws, regulations, policies, and decisions governing cooperatives and microfinance institutions; 
• Ensure proper custody and management of equipment assigned for work purposes; 
• Respect working days, working hours, and professional conduct standards; 
• Maintain confidentiality of institutional information and work-related matters; 
• Provide required identification and administrative documents before commencement of employment; 
• Adhere to the principles and rules governing ASK business activities; 
• Develop and update the institution’s risk management strategy; 
• Establish and regularly review the risk and capital inventory; 
• Prepare and submit compliance reports to Management, Supervisory Board, Audit Committee, and BNR as required; 
• Conduct risk assessments, risk measurement, and stress testing, particularly related to liquidity shocks; 
• Define and monitor early warning indicators for institutional risks; 
• Propose appropriate risk mitigation and risk steering instruments; 
• Prepare risk management reports identifying major risks, mitigation measures, and recommendations; 
• Support the implementation and strengthening of internal control systems; 
• Continuously improve policies, procedures, practices, and control mechanisms to effectively manage institutional risks; 
• Investigate potential violations of compliance policies, laws, regulations, and internal procedures; 
• Advise Management on compliance with applicable laws, regulations, directives, rules, and standards governing cooperatives and financial institutions; 
• Support Management in effectively managing institutional risks; 
• Conduct compliance awareness and training sessions for staff; 
• Prepare contingency plans for liquidity risk management; 
• Perform any other duties assigned by Direct Supervisor, or other senior manager in accordance with applicable laws and regulations. 

Qualifications and Experience Required

Applicants must meet the following requirements:

• Bachelor’s Degree in Accounting, Finance, Auditing, Economics, Business Administration, 
• A Master’s Degree in Accounting, Finance, Auditing, Economics, Business Administration is highly preferred; 
• Minimum of Three (3) years of experience in Risk and Compliance within microfinance institutions, SACCOs, or banking institutions; or 
• Two (2) years of relevant experience for candidates holding a Master’s Degree; 
• Experience must be supported by certificates of service or recommendation letters from previous employers; 
• Professional certification in Risk Management, Compliance, Internal Audit, is preferred

Required Application Documents:

Applicants must submit the following documents:

1. Application letter addressed to the Chairperson of the Board of Directors.
2. Updated Curriculum Vitae (CV) with at least three (3) professional referees and their contact details.
3. Copies of academic degree and professional certificates.
4. Copy of National ID.
5. Certificates of service rendered or previous employment certificates proving relevant experience.
6. Any other relevant supporting documents proving experience and competencies

• Applications must be submitted in soft copy as one single combined PDF document to the following email address: ask.recruitment26@gmail.com
• The subject of the email must clearly indicate the position applied for: “Application for SENIOR RISK AND COMPLIANCE OFFICER.”
• Deadline for submission: 24th July, 2026 at 5:00 PM.
• Late applications will not be accepted.
• Only shortlisted candidates will be contacted for the next stage of the recruitment process.

Additional Information

• ASK promotes equal opportunity. All Qualified Candidates are encouraged to apply.
• No fees or any form of compensation shall be requested at any stage of the recruitment process.
• Benefits are competitive and aligned with those offered by other financial institutions.

Done at Kayonza, the 14th July 2026

BUTERA K. John Baptiste
Board of Directors Chairperson
Akagera Sacco Kayonza